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Save Today for a Secure Tomorrow

At San Francisco Federal Credit Union, we want to make it easy to grow your savings. That’s why our Standard Savings Account doesn’t have any monthly fees and there is no minimum deposit requirement. You can start saving right away, and every dollar you deposit helps you reach your savings goals. Open an account today to take advantage of a competitive rate and enjoy easy access to your funds when you need them. Open a credit union savings account today to start building your savings!

Invest in a Brighter Future with Every Dollar You Save

Competitive Rates

With tiered credit union savings rates, higher balances earn more.

No Minimum Deposit

No minimum deposit requirement means you can start saving right away!

No Monthly Fees

More of your hard-earned money stays in your account to help grow your balance.

NCUA Insured

Accounts are insured by the National Credit Union Administration for up to $250,000.

Standard Savings Account

Growing your savings has never been easier! Take advantage of tiered interest rates and earn more as your account balance grows. Easily monitor your savings progress online or with your mobile device, and access your funds when you need them through our network of over 30,000 ATMs nationwide.

Is your schedule full? Set up automatic transfers from your checking account so your savings will continue to grow even if you forget to make deposits. All this while conveniently monitoring your savings progress with your mobile device. Open a Standard Savings Account today to start building a solid foundation for the future.

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Credit Union Savings Account Rates

Regular Savings
AmountAPY*
$100 (min)0.015%
$2,500 (min)0.015%
$20,000 (min)0.015%
$50,000 (min)0.025%
$80,000 (min)0.025%
Last Updated: 02/01/2024

Additional Features of Standard Savings Accounts

Applying Is as Easy as 1-2-3!

Why Choose San Francisco FCU?

At San Francisco Federal Credit Union, we prioritize our members’ needs over profits. We’re dedicated to helping our members achieve all of their financial goals, and we’re always just a phone call away if you ever have a question or need assistance.

In addition to our savings accounts, we offer a full range of financial products. We have you covered whether you need a loan, a credit card, a checking account, or something else. Become a member today for personalized service that puts your needs first!

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Member Reviews


San Francisco Federal Credit Union Standard Savings Account FAQ

Savings accounts are designed to help people grow their savings. Per federal regulation, you can make up to six (6) withdrawals or transfers from a savings account each month. If you exceed that amount, you will be charged an Excess Activity Fee.

With our Standard Savings Account, interest is calculated using the Daily Balance method. The daily interest earned is added to the account balance, and this new balance is used to calculate interest for the next day. This process repeats daily, and the total accumulated interest is credited to the account at the end of the month.

Yes, if your employer pays with direct deposit, you may be able to have a portion of your paychecks deposited into your savings account. It’s a great way to grow your savings!

Because savings accounts are intended for growing your savings, they do not allow for check writing. You can easily withdraw funds with transfers to your checking account.

Yes, you can conveniently check your balance and manage your account online or with our mobile banking app while you are on the go.

Yes, our Standard Savings Account is insured by the National Credit Union Administration (NCUA) for up to $250,000.

More Ways We Can Serve Your Banking Needs


CONTACT US

How Can We Support You?

We love hearing from you. Reach out to us online or visit one of our convenient branches in the Bay Area.

*APY= Annual Percentage Yield. Rates are accurate as of August 1, 2019, and are subject to change after account opening. Fees may reduce earnings. While every effort has been made to ensure that this website contains accurate and current information regarding rates and other terms, errors may occur. Rates quoted are subject to correction and change by San Francisco Federal Credit Union.

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